Car Insurance Australia

It’s transparent insurance

• Choose only what you need.  There’s four types of cover and two optional extras. Start with our ‘base’ cover then shape your policy with an easy online “slider” tool.
  
• See how your choices affect your premium. When you make a choice, the dynamic quoting system instantly updates the premium in real time.
  
• You agree the value of your car. It gives you certainty if you ever need to claim.
  
• Reduce your premium? Choose the excess that suits you and reduce your premium. See our Premium & Excess Guide to learn more about how we price our insurance.
  

Easy, quick and flexible

• 60 second Quick Quote. We only ask what we need to know. Your QuickQuote estimate is your price, unless you have special circumstances, or you opt to reduce covers.
• Change your policy when your needs change. If your circumstances change, we can be flexible with your policy too.
• Pay in the way that suits you. You can pay once-off (annual), monthly or fortnightly - and choose your method.
• Choice of repairer. It’s your choice and your repairs are guaranteed.
• Claim online. It’s quick and simple to lodge online, but you can lodge it via the phone too. See our claims approach
  

24/7 access

• Buzz Assist helps you manage your insurance online, in your time. Got a question? Search our online Q&A library, updated regularly with information our customers want. Or use Live Chat during extended working hours and weekends.

Great rewards

Thanks for being our customer! 

• All customers can get Buzz Time, our unique rewards program that gives you more ‘me’ time
• Discounted car hire rates for leisure booking through Thrifty
• $25 off any windscreen glass repair through O'Brien Glass. Tell O'Brien your policy number and the discount is yours.
• All customers in their first year with us get a free windscreen chip repair through O’Brien. Just quote your policy number to O'Brien.

It’s transparent insurance - shaped by you. And the cost is clear.

Choose only what you need.  There’s four types of cover and two optional extras. Start with our ‘base’ cover then shape your policy with an easy online “slider” tool.

See how your choices affect your premium. When you make a choice, the dynamic quoting system instantly updates the premium in real time.

You agree the value of your car. It gives you certainty if you ever need to claim.

Reduce your premium? Choose the excess that suits you and reduce your premium. See our Premium & Excess Guide to learn more about how we price our insurance.

How do we calculate your premium? It's based on a number of factors including:

• the suburb where your car is kept
• the age of the drivers
• the number and types of claims the owners and drivers have had