Budget car insurance cover to suit you

It’s our ‘base’ cover and covers you, or any driver or passenger of your car, who is liable for damage or loss to someone else’s property (like their car or home).

Our budget car insurance includes cover for up to $20 million for damage or loss to someone else’s property and cover for up to $10,000 damage to your car caused by an uninsured driver. 

Covers the cost of fixing or replacing your car when it’s damaged by something or someone else.

• We’ll fix or replace your car up to its agreed value
• We’ll repair or replace your car or pay you for the cost to do this up to the agreed value
• We’ll pay to move your car to the nearest safe, secure place or a repairer
• We’ll give you up to $500 to replace or repair personal items in your car that are damaged
• We’ll pay you up to $500 for emergency repairs
• We’ll pay you up to $400 for emergency accommodation or transport.
  

Covers the cost of fixing or replacing your car if it’s damaged by fire, theft, attempted theft or malicious damage.

• We’ll fix or replace your car
• We’ll repair or replace your car or pay you for the cost to do this up to the agreed value.
• We’ll pay to move your car to the nearest safe, secure place or a repairer
• We’ll give you up to $500 to replace or repair personal items in your car that are stolen or damaged
• We’ll pay you up to $500 for emergency repairs
• We’ll pay you up to $400 for emergency accommodation or transport.
  

Covers the cost of fixing or replacing your car if it’s damaged by a storm, hail or flood or other water damage.

• We’ll fix or replace your car
• We’ll repair or replace your car or pay you for the cost to do this up to the agreed value.
• We’ll pay to move your car to the nearest safe, secure place or a repairer
• We’ll give you up to $500 to replace or repair personal items in your car that are damaged
• We’ll pay you up to $500 for emergency repairs
• We’ll pay you up to $400 for emergency accommodation or transport.