The Buzz Website Terms of Use

Our website

The Buzz Insurance website is owned and operated by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No 227681.

The term 'our website' and 'our site' refers to the information, text, graphics, services and other data contained under the domain name

www.thebuzzinsurance.com.au

'We', 'our' and 'us' refers to The Buzz Insurance and its related entities. 'You' and 'your' refers to the person accessing and using our site.

In accessing and using the site, you are governed by these Terms and Conditions and our Privacy Policy and you agree to these Terms and Conditions.

Accuracy

We've taken all reasonable steps to ensure all information in our website is accurate however we don't guarantee the accuracy, adequacy or completeness of information on our site. Information can change without notice. We don’t guarantee that our website or websites linked to our site will function as intended, be uninterrupted, or free from viruses.

Website links

In our website, there may be links to other website which are owned and operated independently of IAL. We provide these for your information. We don’t approve, sponsor, or endorse these websites, information, text, graphics, services and other data within their website. We don’t accept responsibility for any inaccurate information or representation made on those websites and won’t be liable for any loss that may be suffered as a result from using those websites.

Electronic transactions

On our website, you can make certain transactions online. This may be purchasing a policy, administering your policy, making a renewal payment or other transactions. These transactions won’t be final until we receive and process your confirmation.

Your confirmation means any communication issued or transmitted by you to us via our website or other electronic means and which contains your acceptance in relation to our offer, or your confirmation of payment, whichever applies.

Your confirmation of any payment may not be received by us for reasons including mechanical, software, computer, telecommunications, or electronic failure, or the omission or failure of other providers or systems which are outside the control of either party. You acknowledge that we’re not liable to you in any way for loss or damage, however caused, directly or indirectly, in connection with the transmission or of your confirmation to use.

Restrictions of use

In using our website, you agree that you will not either directly or indirectly or via any third party:

1. Use our website for any other purpose other than as a legitimate customer or for a non-commercial purpose

2. Take any action which may disrupt access to, cause damage, or interfere with the proper operation of our website

3. Take any action that places an unusually large load on the infrastructure of or bandwidth connecting to our website

4. Take any action that includes the use of any data accumulation tool, robot, or spider to compile, disseminate, extract, process, monitor, or copy any web pages from our site including any information, data, graphics or content without our written approval

5. Take any action that involves decompiling, reverse engineering, reverse assembling, attempting to reveal source code or other processes or formulas connect with our website software

6. Copy, reproduce, alter, modify or display in public any part or content from our site without our written approval

To the maximum extent permitted by law we exclude liabilty (including for negligence) to any person arising directly or indirectly from accessing, using, or being unable to access, or use the information or data provided by this website.

 

Intellectual property

Our website is subject to Intellectual Property protection, including:

1. The Buzz is a trademark of IAL.

2. Copyright on the information, text, graphics, services and other data is owned or licensed by IAL.

3. No part of our site including information, text, graphics, services and other data may be reproduced, stored, modified, adapted, uploaded to another location or produced for display in public in any form without our prior written approval.

By participating in discussions or forums on our website you confirm:

1. IAL may have already developed concepts or enhancements to insurance products and services similar or identical to your input

2. Comments and suggestions you submit in relation to our products or services are our property

3. Your input into our website are your ideas and opinions alone

4. We can use your input without payment to you or any other person

5. We are free to develop the concepts or similar concepts mentioned on our website

No advice

Our website does not claim to provide you with any personal, financial or investment advice of any kind. Our website and the information it contains does not take into account your particular financial or insurance position or requirements. You should always seek independent advice before acting upon any of the information contained on our website or other links contained on our site.

Jurisdiction

The law applicable to our website and to disputes arising out of our website is the law of NSW, Australia. The information on this website is intended for Australian residents only. The products and services on this website are only available in connection with insurance risk within Australia.

 

Indemnity

If you breach these Terms of Use, you agree to indemnify us for any loss that we may suffer or any costs that may be incurred from your breach.

Acknowledgement

Your use of this website acknowledged your acceptance of these Terms of Use and our Privacy Policy. Any failure or partial failure by us to exercise any right, power or remedy under these Terms of Use shall not operate as a waiver of our rights. We may at any time vary the Terms of Use for security, legal or regulatory reasons, or to reflect updates or changes to the services or functionality of our site by publishing the Terms of Use on our website. We will show on our website that these Terms of Use have changed however we’re not obliged to specifically contact you or notify you of any variation to these Terms of Use. You accept that by doing this, we have provided you with sufficient notice of variation. By our use of our website after any variation, you have accepted the new Terms of Use.

Contact us

Any questions about the Terms of Use? Please contact us via www.thebuzzinsurance.com.au or by email at assist@thebuzzinsurance.com.au.