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If you have a general enquiry or need help with anything regarding your policy, you can talk with a member of our Buzz Assist team here.

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car insurance

Select the car insurance cover to suit you

With The Buzz, you choose the cover that suits you.

The Buzz provides four types of cover and two optional extras. You select what suits you.

Cover types

  • Third Party Property Damage
  • Collision
  • Fire & Theft
  • Storm & Water Damage
     

Optional extras

  • Hire car
  • Excess-free Windscreen

You choose the agreed value of your car. And while you can choose the Basic excess of $600, you can also choose a higher excess to reduce your premium. 

See our Product Disclosure Statement and our Premium & Excess Guide for more information.

Third Party Property Damage

It’s our ‘base’ cover and covers you, or any driver or passenger of your car, who is liable for damage or loss to someone else’s property (like their car or home).

It includes cover for up to $20 million for damage or loss to someone else’s property and cover for up to $10,000 damage to your car caused by an uninsured driver.  

Collision

Covers the cost of fixing or replacing your car when it’s damaged by something or someone else.

  • We’ll fix or replace your car up to its agreed value
  • We’ll repair or replace your car or pay you for the cost to do this up to the agreed value
  • We’ll pay to move your car to the nearest safe, secure place or a repairer
  • We’ll give you up to $500 to replace or repair personal items in your car that are damaged
  • We’ll pay you up to $500 for emergency repairs
  • We’ll pay you up to $400 for emergency accommodation or transport.

Fire & Theft

Covers the cost of fixing or replacing your car if it’s damaged by fire, theft, attempted theft or malicious damage.

  • We’ll fix or replace your car
  • We’ll repair or replace your car or pay you for the cost to do this up to the agreed value.
  • We’ll pay to move your car to the nearest safe, secure place or a repairer
  • We’ll give you up to $500 to replace or repair personal items in your car that are stolen or damaged
  • We’ll pay you up to $500 for emergency repairs
  • We’ll pay you up to $400 for emergency accommodation or transport.

Storm & Water Damage

Covers the cost of fixing or replacing your car if it’s damaged by a storm, hail or flood or other water damage.

  • We’ll fix or replace your car
  • We’ll repair or replace your car or pay you for the cost to do this up to the agreed value.
  • We’ll pay to move your car to the nearest safe, secure place or a repairer
  • We’ll give you up to $500 to replace or repair personal items in your car that are damaged
  • We’ll pay you up to $500 for emergency repairs
  • We’ll pay you up to $400 for emergency accommodation or transport. 

Two optional extras

Excess-free Windscreen.

We’ve partnered with O’Brien Glass to ensure your glass repairs are done quickly and done well. Claim online direct with O’Brien Glass. You get one excess free replacement or repair of your car’s windscreen or glass if accidentally broken.

Hire car.

Our partner Thrifty will get you on the road quickly for up to 21 days while you’re waiting for your car to be repaired/replaced. We’ll also try and match the hire car with the car you’ve insured with us!

 

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